A foreclosure will have a negative impact on your credit score for 7 years.  HOWEVER.  A foreclosure is permanent in public records, which is what most asset managers, finance companies, employers, recruiters, auto dealers and landlords turn to for background checks today.   You will never escape a foreclosure once it's final and published in public records....and that's when you really start to realize the damage that a foreclosure can do.    If you would like to learn about the damage a foreclosure can do, continue browsing this website.  We dive deep to bring you the most accurate assessment of how this will impact your future.     

Absolutely!  Any homeowner can stop foreclosure using a number of common banking strategies.  The homeowners who are successful in their quest to stop foreclosure, don't try to navigate this legal landscape alone. They seek help from a qualified resource that provides foreclosure assistance. These are the organizations that help you STOP foreclosure, preserve your credit and protect your future and they don't charge you a fee for doing it.  
  The Bank Loan Doctor is an excellent choice to partner up with if you're facing foreclosure. They work exclusively for homeowners at no cost, and they work quickly to ensure success.   

Absolutely not!  Your facing foreclosure.  The Bank Loan Doctor assumes you've already encountered a financial setback.  If you had the money, you would have paid your mortgage.  Your immediate cash flow is not going to keep you from stopping foreclosure if you're working with a partner that has multiple solutions for stopping foreclosure at their disposal. .  The Bank Loan Doctor uses your specific circumstances to help you find the most effective solution, fast. 

No, only the homeowner can stop foreclosure.  The Bank Loan Doctor is the critical information source you need to successfully avoid the damage a foreclosure will do to your future. They provide information on how you can stop foreclosure and step-by-step instructions on how to use that information successfully. 

 If your more than 90 days late making your mortgage payment, The Bank Loan Doctor really steps up to the plate with fast one-on-one support that links to you directly in your quest to preserve your credit. They help you choose the most effective solution for your specific set of circumstances and then they walk you through the process, step by step.  If it becomes necessary, they will step in and take over the negotiations with your lender until the situation is resolved. 

A lawyer can delay the foreclosure process through bankruptcy.  A bankruptcy is going to do as much, if not more damage to your credit. A bankruptcy will also appear forever in public records.  Bankruptcy can be an effective tool for solving certain problems. It's NOT the best option for stopping foreclosure. 

Depending on where you at in the foreclosure process, you may be able to negotiate a payment solution with your lender.  The Bank Loan Doctor can show you how to do that.  Unfortunately, there are no free houses in America.  It makes a lot more sense to sell your house to stop the foreclosure process ...and avoid all of the damage that will do to your credit.  If you avoid foreclosure, you can make a fresh start immediately and that may mean leaving your home behind for a better future.    The Bank Loan Doctor helps you weigh the pros and cons of keeping the house you have or moving on to a brighter future. 

Absolutely!  and it may put some much-needed money in your pocket depending on how much equity you have built up.  Either way, The Bank Loan Doctor can help you sell your home FAST, before the foreclosure deadline, when you lose the house anyway.  We have access to buyers who won't be trying to steal your house for half of what it's worth.  We have buyers that will pay you for how much your house is worth today. 

You can, but it's not the best option!   Real estate agents charge commissions that are going to take money you need out of your pocket at closing. The average time it takes a real estate agent to market and sell your house can be 6 months or a year.  You're facing foreclosure so you don't have that kind of time to waste waiting on a buyer.  You can sell your home as "For Sale by Owner", save the commissions and close ahead of the foreclosure deadline.  We can help you make that happen. 

The number of foreclosures that are completed each year....is a tragedy.  It's also very unnecessary.  The number one mistake homeowners make is "doing nothing".   They didn't understand the risk of foreclosure when the bought their home, so they aren't prepared to avoid foreclosure if they experience a financial setback.   They just let the foreclosure process continue on and hope for the best.  There is no "best" outcome with foreclosure.   If your more than 90 days late with your mortgage payments, you need to act now!   You still have time ...even if our house is scheduled for auction.   As long as the auction has not taken place you can avoid foreclosure and all of the damage it will do.  

 The most important thing to remember is that it's never too late until the court orders a final judgement against you.   If your 90 days or more behind on your mortgage payments, it's time to act.  If you continue to do nothing, you will experience the full blunt force of a foreclosure and that will affect you for the rest of your life.   Foreclosure is no joke, but it can be stopped by any homeowner if they use the resources that are available to them.  The Bank Loan Doctor is a resource you can't go without.  You're going to need a friend in your corner and that's who they are.   If you have passed the 90-day point but you still own your home... Go to the Bank Loan Doctor website TODAY. 

The Bank Loan Doctor is a National Foreclosure Assistance Advocate. They were the banks, the mortgage companies, the lawyers and the homeowners who have faced foreclosure and prevailed.  Thier helpful advocates share all of that experience plus more! They have watched homeowners suffer the consequences of an unnecessary foreclosure for decades.   Now they work exclusively for the homeowners by helping them preserve and protect their future.  If you want to stop foreclosure, they will be vital to your success.