Learn more about  

How to avoid foreclosure

 Contact Your Lender: Reach out to your lender as soon as possible. They may offer options like loan modification, forbearance, or a repayment plan12. Refinance Your Mortgage: If you’re in good financial health, refinancing can lower your monthly payments1. Mortgage Forbearance: This temporarily pauses your mortgage payments, giving you time to get back on your feet1. Loan Modification: This changes the terms of your loan, such as extending the term or lowering the interest rate12. Repayment Plan: If you’ve missed payments, a repayment plan can help you catch up without a lump-sum payment1. Seek Professional Help: Contact a HUD-approved housing counselor for personalized advice2.